In response to MJ Warner's pensions explanations, can I make the following observations:

I am not as he says a pensioner, but I am in receipt of a full military pension, which goes up every year on April 1, so how does the September ruling come into it ?

I bet the rate is more than it was in September. I trust Prudence will stick to his promise if he does go over to the new way of working out the inflation rate. My pension, as he says, went up by 1.7 per cent my NI increase was one per cent, so Prudence isn't the generous man he makes out, what he gives in one hand he takes away with another.

Yes I do have a mortgage, but it is paid up and I paid it myself, I didn't pay half myself and expect the ratepayers of Swindon to pay the other half. What Prudence has done is put this country in hock for the next 30 years and hopes it gets better. If it goes downhill, I hope Mr Warner has a private pension because the government one will be worth nothing, due to the Chancellor taking five billion a year in taxes since '97.

T Reynolds

Swindon