RESEARCH by Sainsbury's Bank has shown that between now and Sept-ember 615,000 people moving house will be taking out mortgages worth about £61 billion.

One in five people will choose a flexible mortgage.

Lucy Hunter, mortgages product manager for Sainsbury's Bank, said: "Flexible mortgages are becoming increasingly popular.

"Of those people planning to take one out over the coming months, the most popular reasons for doing so highlighted by 49 per cent of respondents, is that they allow you to own your home earlier by making overpayments.

"One in eight said it was because you can take payments holidays and one in ten because it is easy to release equity in your home."